Your Fractional CFO for Clear Numbers and Confident Decisions

Hey Business Owners!
Turn Financial Chaos Into Consistent, Predictable Profit!
A simple Profit & Cash Flow playbook built from real-world Fractional CFO work with growing businesses.
Amy Thomas, MBA
Fractional CFO
From The Desk Of
Amy Thomas, MBA
Fractional CFO
Mims, Florida

Dear Business Owner,

Running a small business has gotten harder.

That’s not in your head.

Costs are up.

Margins are tighter.

Customers take longer to pay.

And the pressure to keep everyone happy while keeping cash in the bank never lets up.

Even when sales look steady, it can feel like the money disappears faster than it comes in.

One unexpected expense.

One late payment.

One slow month.

And suddenly everything feels off balance.

After more than 20 years working in accounting and finance and stepping in as a Fractional CFO for business owners, I see this pattern constantly. 

Hard-working owners doing everything they can to keep the business moving, while the numbers stay just unclear enough to cause stress.

The day-to-day grind doesn’t pause just because the financial picture isn’t clear.

Here’s the truth most business owners never hear.

The biggest threat to your business usually isn’t sales.

It’s lack of cash flow clarity.

And the worst part is this.

Most owners don’t realize it’s happening until the pressure shows up as payroll panic, tax surprises, or that constant feeling of being busy but broke.

I talk to business owners every week who are smart, capable, and successful on the surface but can’t confidently answer simple questions about their cash, profit, or where the leaks are hiding.

They don’t need more hustle.

They need clearer numbers and a better system.

You deserve a business that pays you back for the time, energy, and risk you’ve poured into it.

You need a clear, practical playbook that shows you how to steady your cash, protect your profit, and finally feel confident about your financial decisions.

That’s exactly why I wrote this playbook.

It walks you through six simple, CFO-level habits that help business owners move from guessing to leading their numbers with clarity and confidence.

No jargon.

No fluff.

Just real guidance you can actually use.

The Profit & Cash Flow Playbook
Download Your Free Copy Of the Playbook 
and build a business that finally pays you back.

Here's what's inside:
  • Use your financial reports to spot trends, identify what’s actually profitable, and make pricing or spending decisions that grow margins on purpose.
  • ​Plan ahead by building cash reserves, preparing for slow months, and cutting unnecessary expenses so your business stays steady, even when the market shifts.
  • Eliminate common money drains like bloated overhead and forgotten recurring expenses by uncovering cost-saving opportunities and negotiating better terms with vendors and lenders.
  • ​Create a realistic budget that accounts for seasonality, growth goals, and reinvestment so you can keep your team working and your business profitable year-round.
  • Tighten up invoicing and collections to get paid faster, keep cash moving, and maintain strong relationships with customers and suppliers.
  • ​Offer competitive pay, training, and benefits by using real financial data to know what you can afford without sacrificing profit.
  • Improve efficiency by reviewing subscriptions, leases, and daily operations - cutting what’s wasting cash and simplifying what’s slowing you down.
  • ​Put smart systems in place that automate admin work, track money in real time, and give you the visibility you need to make better decisions, faster.
Stop guessing. 
Take control of your finances and your future!
Get your free copy of the playbook built for real business owners.
The Profit & Cash Flow Playbook
I want to make sure you grab your free copy because it walks you through the six biggest money mistakes I see business owners make every day. 

The kind that quietly drain profit and keep you busy but broke.

Inside the playbook, you’ll learn how to clean up your books, steady your cash flow, and start building a business that actually pays you back for all the work you’re putting in.

It’s a quick, practical read, but it can completely change how you look at your numbers and the decisions you make going forward.

Just click the pink button above, enter your name and email, and I’ll send the PDF straight to your inbox within minutes.

Clear numbers.

Calmer cash flow.

Better decisions.

Talk soon,

Amy Thomas

Fractional CFO | Financials in a Snap

Your Fractional CFO for Clear Numbers and Confident Decisions
Hey 
Business Owners!
Turn Financial Chaos Into Consistent, Predictable Profit!

A simple Profit & Cash Flow playbook built from real-world Fractional CFO work with growing businesses.
Amy Thomas, MBA
Fractional CFO
From The Desk Of 
Amy Thomas, MBA
Fractional CFO
Mims, FL  32754

Dear Business Owners,

Running a small business has gotten harder.

That’s not in your head.

Costs are up.

Margins are tighter.

Customers take longer to pay.

And the pressure to keep everyone happy while keeping cash in the bank never lets up.

Even when sales look steady, it can feel like the money disappears faster than it comes in.

One unexpected expense.

One late payment.

One slow month.

And suddenly everything feels off balance.

After more than 20 years working in accounting and finance and stepping in as a Fractional CFO for business owners, I see this pattern constantly. 

Hard-working owners doing everything they can to keep the business moving, while the numbers stay just unclear enough to cause stress.

The day-to-day grind doesn’t pause just because the financial picture isn’t clear.

Here’s the truth most business owners never hear.

The biggest threat to your business usually isn’t sales.

It’s lack of cash flow clarity.

And the worst part is this.

Most owners don’t realize it’s happening until the pressure shows up as payroll panic, tax surprises, or that constant feeling of being busy but broke.

I talk to business owners every week who are smart, capable, and successful on the surface but can’t confidently answer simple questions about their cash, profit, or where the leaks are hiding.

They don’t need more hustle.

They need clearer numbers and a better system.

You deserve a business that pays you back for the time, energy, and risk you’ve poured into it.

You need a clear, practical playbook that shows you how to steady your cash, protect your profit, and finally feel confident about your financial decisions.

That’s exactly why I wrote this playbook.

It walks you through six simple, CFO-level habits that help business owners move from guessing to leading their numbers with clarity and confidence.

No jargon.

No fluff.

Just real guidance you can actually use.
The Profit & Cash Flow Playbook
Download Your Free Copy Of the Playbook
&
Build a business that finally pays you back.

Here's what you'll 
discover inside:
  • Use your financial reports to spot trends, identify what’s actually profitable, and make pricing or spending decisions that grow margins on purpose.
  • Plan ahead by building cash reserves, preparing for slow months, and cutting unnecessary expenses so your business stays steady, even when the market shifts.
  • ​Eliminate common money drains like bloated overhead and forgotten recurring expenses by uncovering cost-saving opportunities and negotiating better terms with vendors and lenders.
  • ​Create a realistic budget that accounts for seasonality, growth goals, and reinvestment so you can keep your team working and your business profitable year-round.
  • ​Tighten up invoicing and collections to get paid faster, keep cash moving, and maintain strong relationships with customers and suppliers.
  • ​Offer competitive pay, training, and benefits by using real financial data to know what you can afford without sacrificing profit.
  • Improve efficiency by reviewing subscriptions, leases, and daily operations - cutting what’s wasting cash and simplifying what’s slowing you down.
  • ​Put smart systems in place that automate admin work, track money in real time, and give you the visibility you need to make better decisions, faster.
Stop guessing.
Take control of your finances and your future!
Get your free copy of the playbook built for real business owners.
The Profit & Cash Flow Playbook
I want to make sure you grab your free copy because it walks you through the six biggest money mistakes I see business owners make every day. The kind that quietly drain profit and keep you busy but broke.

Inside the playbook, you’ll learn how to clean up your books, steady your cash flow, and start building a business that actually pays you back for all the work you’re putting in.

It’s a quick, practical read, but it can completely change how you look at your numbers and the decisions you make going forward.

Just click the pink button above, enter your name and email, and I’ll send the PDF straight to your inbox within minutes.

Clear numbers.

Calmer cash flow.

Better decisions.

Talk soon,

Amy Thomas

Fractional CFO 
Financials in a Snap
Financials in a Snap Inc
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